Sandy was overjoyed with the impeccable cleanliness of her home's windows and even more so because it was a great deal- half the price of what some Atlanta window cleaners charged. However, six months later, she received a letter from a law firm that made her realize that it would be expensive unexpectedly. The window cleaner had fallen from a ladder, could not work, and was now suing Sandy and her husband. While their home insurance would cover the costs, their rates would i